IMA NEWS

IMA SCHEMES

SOCIAL SECURITY SCHEME I

SECRETARY DR PRASANTH T V
PHONE 9447741581
OFFICE IMA HEADQUARTERS,
ANAYARA
THIRUVANANTHAPURAM
PHONE O471-2741244
E-MAIL sssimaksb@gmail.com
A/C NO. 22050100006765
BANK THE FEDERAL BANK LTD
SREEKARYAM
IFSC:FDRL0002205

Upper Age Limit :55

Ist Year Payement:

  • Upto 30 Yrs   1300/-
  • 30 -40 Yrs   1800/-
  • 40 -45 Yrs   2300/-
  • 45 - 50 Yrs   2800/-
  • 50 - 55 Yrs   3300/-

Yearly Payement 300+ (200X No of Death) X 20Yrs ( Max 35 Death)

One Time Payement Rs 200000/-

Family Benefit as on December 2018 Rs 1400000/-

Aims and Objectives

1. The main aim of the scheme is to give financial support to the bereaved family of a member of the scheme in the event of unfortunate death.

2. Charitable activities to help those who are in need of financial assistance for their treatment at the request of local branches of IMA.

Eligibility of membership

Any member of IMA Kerala State Branch below the age of 55 years is eligible to Join the scheme provided

a) Any member above the age of 50 but below 55 yrs should have a continuous membership of 5 years in IMA on the day of joining the scheme.

b) Any member above the age of 40 but below 50 yrs should have a continuous membership of 2 years in IMA on the date of joining the scheme.

c) For those IMA members who are below the age of 40 continuous membership in IMA is not mandatory.

Life membership

Any life member of IMA KSB who are eligible to join Social Security Scheme can become a life member of the scheme by making a one time lump sum payment of Rs. 2,00000/- towards the scheme. They need not make any further payment after this.

Admission fees

Admission fees vary from Rs. 1000 to 3000 depending on the age of the member at the time of joining the scheme.

Initial subscription for the ordinary membership

The initial subscription is comprised of admission fees and annual subscription of Rs. 300/-. Out of this 300 Rs.50 shall be paid to support the activities of IMA KSB. The amount to be paid to the scheme at the time of joining the scheme is given below.

Age group Admission fee Annual subscription Total amount(Rs.)
Below 30 yrs 1000 300 1300
30 to 40 yrs 1500 300 1800
40 to 45 yrs 2000 300 2300
45 to 50 yrs 2500 300 2800
50 to 55 yrs 3000 300 3000

The amount has to be paid as DD or Cheque drawn in favour of Social Security Scheme payable at Trivandrum. Those who are making online payment, the counter foil (original) should be sent to the scheme office.

How to join the scheme

The filled up application form with the stipulated amount and the document to prove the age can be submitted to the branch secretary or to the honorary secretary of the scheme. The branch secretary, the district representative or the honorary secretary of the scheme can be contacted for application forms.

Branch Secretary’s Duty

At the time of sending new application date of joining IMA should be verified, annual/life membership in IMA should ascertained and years of continuous membership in IMA should be clearly written. For renewal of membership in SSS I/II certificate from branch secretary should be obtained by all members of the scheme irrespective of annual/life membership in IMA. All effort should be taken to do this most memberfriendly.

Yearly contribution for renewal of ordinary membership.

Every year Rs. 300/- has to be paid as annual subscription for 20 years. Apart from this Rs. 200/- for each death for a maximum of 35 deaths in a year has to be paid for 20 years. The exact amount to be paid each year will be intimated by the scheme secretary individually on 3rd week of January. Last date for payment with out fine is February 28th and with a fine of Rs.25/- per month is May 31st.

Honorary members

Those who have completed 20 years of payment will be honorary members of the scheme. They need not make any further payment towards the scheme but will enjoy all the benefits of an ordinary member.

Fraternity benefit

In the event of unfortunate death of a member, the nominee / legal heir will be given an amount equivalent to 150 times the current net membership of the scheme. This amount will increase with the increase in membership of the scheme. The net membership is calculated by deducting the total Number of demises + total number of resignations + total number of deletions + total number of honorary members from the total enrollment number on the previous day of death. The fraternity benefit will be paid to nominee/nominees/legal heirs only if the member has been a member of the scheme for atleast 1 year from the date of joining the scheme.

Nominee

Whenever you join the scheme, you can nominate one or more persons to receive the fraternity benefit. The nominations can be changed at any time in due course if necessary. For this you have to write to the scheme secretary and secretary will send you the proforma for change of nominee.

Disbursement of the fraternity benefit

In the event of death of a member, the honorary secretary of the local branch will inform the matter to the scheme secretary. The scheme secretary will send a claim form to the branch secretary. The completed claim form along with the original policy document has to be submitted to the scheme office. On receiving this, the scheme secretary will send a DD in favour of the nominee/nominees to the branch secretary who in turn will hand over the same to the nominee/nominees. The financial help will be given irrespective of the cause of death of the member.

Termination of the membership

If the annual subscription and fraternity contribution as demanded by the scheme secretary is not paid by 31st May of every year, a registered notice will be send to the member, if the member does not make the payment with in 15 days of receipt of this letter, then the membership shall stand terminated forthwith. As per the rules and bye-laws of Social Security Scheme/ SSS-II if any member at any time for any reason ceases to be a member of IMA KSB his membership of the scheme shall cease automatically. Make sure to renew your membership in IMA every year.

Social Security Scheme Application Form

 

SOCIAL SECURITY SCHEME II

SECRETARY DR JAYASANKER C R
PHONE 9447066063
OFFICE

SNEHA NAGAR-10A

ULIYAKOVIL P O 

KOLLAM-691019

PHONE :O474-2733303
E-MAIL imass2kerala@gmail.com
A/C NO. 22050100006765
BANK THE FEDERAL BANK LTD
SREEKARYAM
IFSC:FDRL0002205

Upper Age Limit :60

Ist Year Payement:

  • Upto 30 Yrs    3000/-
  • 30 - 35 Yrs   3500/-
  • 35 - 40 Yrs   4000/-
  • 40 - 45 Yrs   5000/-
  • 45 - 50 Yrs   7000/-
  • 50 - 55 Yrs   10000/-
  • 55 - 60 Yrs   15000/-

Yearly Payement 500+ (300X No of Death) X 25Yrs

Family Benefit as on December 2018 Rs 2869000/-

Every member of Social Security Scheme II shall pay Rs.500/- as annual subscription for a period of 25 years. Out of this Rs.150/- will be credited to the family benefit fund and Rs. 100/- shall be paid to support the activities of IMA KSB.

Eligibility for membership

Any Life member of Kerala State Branch of IMA below the age of 60 years on the day of joining are eligible to become a member of scheme II provided.

a) A life member of 55 years and below the age of 60 years has a continuous membership of IMA KSB at least for 5 years on the day of joining the scheme II.

b) A life member of 45 years and below the age of 55 years has a continuous membership of IMA KSB at least for 3 years on the day of joining the scheme II.

c) For a life member below the age of 45 years period of continuous membership in IMA is not mandatory.

Admission fees

Admission fees varies depending on the age at the time of joining the scheme.

AGE TOTAL AMOUNT
Upto 30 Yrs 3000/-
30-35Yrs 3500/-
35-40Yrs 4000/-
40-45Yrs 5000/-
45-50 Yrs 7000/-
50-55Yrs 10000/-
55-60Yrs 15000/-

Annual subscription

Every member of Social Security Scheme II shall pay Rs.500/- as annual subscription for a period of 25 years. Out of this Rs.150/- will be credited to the family benefit fund and Rs. 100/- shall be paid to support the activities of IMA KSB.

Fraternity contribution

Every member of the scheme II shall pay a fraternity contribution of Rs.300/- per death for a continuous period of 25 years.

Honorary member

Those who make payments for 25 years continuously need not make any further payment. They will remain as honorary members of the scheme with all the benefits of an ordinary member.

Member’s disqualification

Every member of the scheme II shall pay the annual membership (Rs. 500/-) and fraternity contribution at the rate of Rs. 300/- per death. The secretary of the scheme will send individual demand notice in the 3rd week of July showing the exact amount to be paid. The last date for payment with out fine is 30th September every year, after that there will be a fine of Rs. 100/- per month. If the member does not make the payment with in 90 days a registered notice will be send at the members cost. The membership shall stand terminated if the member does not make the payment within 15 day of receipt of the notice.

Fraternity benefit

The bereaved family of the member will receive an amount equivalent to 300 times the current net membership of the scheme.Net membership is calculated by deducting the total number ofdemises + total number of resignations + total number of deletions + total number of honorary members from the total enrollment number on the previous day of death. The present fraternity benefit is Rs. 14.95 lakhs. The fraternity benefit will be paid to nominee/ nominees/legal heirs only if the member has been a member of the scheme for atleast 1 year from the date of joining the scheme.

How to join the scheme

Application forms can be obtained from the branch secretaries. District representatives or from the honorary secretary of the scheme. Filled up application forms with documents to prove the age and copy of the life membership certificate along with the Cheque or DD for appropriate amount can be handed over to the branch secretary or can be directly send to the scheme secretary. Policy document will be sent to all the members with in a month of receipt of the application form and realisation of the Cheque. Payment to Scheme II has to be made as DD / Cheque drawn in favour of Social Security Scheme II payable at Trivandrum.

 

Application Form PDF

SENIOR SOCIAL SECURITY SCHEME

SECRETARY DR KRISHNAKUMAR P V
PHONE 9846561097
OFFICE KRISHNA QUARTERS,
Nr. Arangottukara Post Office
ARANGOTTUKARA PO
THRISSUR
PHONE 7034445788
A/C NO. 4351000100098827
BANK PANJAB NATIONAL BANK
IFSC:PUNB0435100

Senior Social Security Scheme

No Age Limit

Ist Year Payement:

  • Upto 30 Yrs    3000/-
  • 30 - 35 Yrs   4000/-
  • 35 - 40 Yrs   5000/-
  • 40 - 45 Yrs   7000/-
  • 45 - 50 Yrs   10000/-
  • 50 - 55 Yrs   15000/-
  • 55 - 60 Yrs   20000/-
  • 60 - 65 Yrs   25000/-
  • 65 - 70 Yrs   30000/-
  • Above 75 Yrs   40000/-

Yrly Payement : Rs 1000/- +(500/-Xno of Deaths)

For Next 25 Yrs

Benefit as on December 2018: 4000000/-

Senior Social Security Scheme (SSSS) of IMA Kerala State Branch and is established to achieve the objects mentioned in clause 4 (II) of the Memorandum of IMA Kerala State Branch. It becomes a third phase of the SS Scheme of IMA Kerala State Branch with the special stipulations as given below. The scheme shall be operative with effect from December 2010.

Aims & Objectives of the Scheme III

a) To provide financial assistance to the family of a medical practitioner in the event of his death.

b) To provide financial assistance to the member who has become permanently diabled thereby rendering him unfit to practice his profession during his life time (VIII-2)

c) To run educational institutions, nursing homes, old age homes and palliative care clinics solely for philanthrophic objectives without any profit motive.

d) To support the activities of IMA Kerala State Branch.

e) To support pension schemes.

Eligibility for Membership

a) Any life member of the Kerala State Branch of IMA are eligible to become a member of SSSS.

Note : l. Members who have applied for life membership in IMA KSB can join the S.S.S.S with condition that their membership will be confirmed only after submitting proof of IMA life membership.

Note : ll. (i) Membership comes in to effect only when the IMA Kerala State Social Security Scheme III policy document signed by the chairman and the Hony. Secretary of the scheme, is issued to the member. (ii) The members who Join the scheme III before 31-12-2011 are designated as ‘FOUNDER MEMBERS’ of the scheme.

Admission fees

AGE AMOUNT
Upto 30 Yrs 3000/-
30-35Yrs 4000/-
35-40Yrs 5000/-
40-45Yrs 7000/-
45-50 Yrs 10000/-
50-55Yrs 15000/-
55-60Yrs 20000/-
60-65Yrs 25000/-
65-70Yrs 30000/-
70-75Yrs 35000/-
Above 75 Yrs 40000/-

Members Contribution

Every member of the S.S.S.S shall pay Rs. 1000/- (Rupees One Thousand Only) every year as annual membership fee for a period of 25 yrs. Out of this amount Rs.800 will be credited to the family benefit fund and Rs.200 shall be paid to support the activities of IMA KSB. Every member of the SSSS shall pay fraternity contribution of Rs.500 (Rupees Five Hundred only) per death of a member on demand by the Hony. Secretary of the scheme every year for a period of 25 years continuously. After 25 yrs the member need not make any payment to the scheme but remains as a honorary member enjoying all the benefits of a member. For calculating 25 yrs, date of enrollment into the scheme shall be considered.

Member’s Rights

1. On the event of death of a member, the fraternity benefit to the nominee/ nominees /legal heirs shall be calculated as 500 times the then net membership. Net membership is calculated by subtracting total Number of demised members + total number of deleted members + total number of retired members from the total enrollment number on the previous day of death of the member and shall be returned to his nominee/ nominees/legal heirs as the case may be.

2. On the event of the demise of a member, the fraternity benefit will be paid to the nominee/ nominees/legal heirs only if the member has been a member of the scheme for at least one year from the date of joining the scheme. This will be effective from 1/1/2012.

3. On the receipt of the information from a responsible member of the family of a member that a member has become permanently physically disabled there by rendering him unfit to practice his profession, and incurring huge financial burden to the family, such a member can avail, financial help from family benefit fund. In that event of availing financial help from family benefit fund, he shall be considered as retired member and his membership shall stand terminated. The dues to the scheme if any, shall be subtracted from the amount he gets from family benefit fund. The decision of the retirement shall be at the discretion of the Managing Committee.

4. The amount to be paid under clause (1) & (2) above shall be paid as DD payable at the place of the nominee/ nominees or legal heirs within one month of the receipt of the information of the physical disability or death as the case may be subject to satisfying all conditions prescribed by the Managing Committee and on surrender of the policy document.

5. In the event of loss or non surrender of the Social security Scheme III policy document, the Managing Committee will take the final decision on the disposal of claim.

6. The scheme III will start payment only when 300 members Join the scheme.

7. The admission fee will be refunded to the nominee/nominees /legal heirs, in case of death of a member before attaining the membership of 300.

 

Application Form PDF

PROFESSIONAL PROTECTION SCHEME

SECRETARY DR SAJEEV KUMAR
PHONE 8111916263
OFFICE

DAYA HOSPITAL

MOOLAKKAL, K PURAM

THANALOOR P O

MALAPPURAM

PHONE 9287274922, 9287274896
A/C NO. 0161053000039105
BANK THE SOUTH INDIAN BANK
VIYYOOR, THRISSUR
IFSC:SIBL0000161

Ist Year Payement: 2000/-

2nd Year Payement: 1900/- ( If no legal Assistance)

3rd Year Payement: 1800/- ( If no legal Assistance)

4th Year Payement: 1700/- ( If no legal Assistance)

5th Year Payement: 1600/- ( If no legal Assistance)

6th Year Payement: 1500/- ( If no legal Assistance)

Jurisdiction

Any claim arising within the jurisdiction of Kerala State alone will be entertained by the Scheme.

How to join the Scheme

Membership application forms are available with State Office bearers of IMA and the President/Secretary of IMA Branches. The Application form has to be promoted by the President/Secretary of the IMA Branch and sent to the Hon. Secretary of P P Scheme. The membership in the Scheme will be finalised only after verification of IMA membership and clearance from IMA State Headquarters. A member can join for one or more units of the scheme to get additional benefits in multiples and the membership fee for each unit is as follows.

Membership Fee

Year Payement
Ist Year 2000/-
2nd Year 1900/-
3rd Year 1800/-
4th Year 1700/-
5th Year 1600/-
6th Year 1500/-

Renewal of Membership

Renewal intimation letter is sent from the Office before one month of due date. The renewal form should be forwarded by the branch president / secretary. Copy of the forwarding letter obtained from the branch president/secretary can be used for renewal of all the schemes during the IMA year. One month grace period from the due date is allowed by the Managing Committee. Remember the Joining date, Membership Number and Renewal the Membership in IMA and PPS before the due date.

Benefits

Litigations will be fought up to the Supreme Court of India, touphold the dignity of Modern Medical Fraternity, subject to the decision of the Managing Committee of the Scheme.

Dropping Out from the Scheme

Members who are not renewing their membership on the due date, a second intimation letter will be sent after 15 days, under certificate of posting, with a copy each to the District Representative of PP Scheme and to the Branch President and Secretary. If the member still does not renew his membership, a registered letter is sent. Even after 15 days from the date of sending the registered letter if the member is not renewing the Membership, the member will be dropped from the Scheme. The dropped member can join the scheme as a new member by remitting the required membership.

WHAT TO DO IN CASE ANY LEGAL ACTION IS INITIATED

AGAINST DOCTORS

1. Never panic.

2. To inform the District Representative of PP Scheme immediately, if any professional problem arises.

3. Send the following details to the Secretary within one week of the receipt of notice/plaint/petition/complaint, with a copy to your District Representative:

(a) The Membership No. in P P Scheme and details of IMA Membership.

(b) Copy of the notice/plaint/petition/complaint and copy of summons/notice in case of Court cases.

(c) Copy of the case-sheet/case records.

(d) A detailed treatment summary with investigation results and giving explanations as needed. Extracts from standard text books or journals in support of the treatment may also be furnished giving name of book, author, edition, volume, page no. etc.

(e) A reply in one’s own words regarding the allegations contained in the notice or complaint, given paragraph wise.

(f) Full contact address including phone numbers, fax no., e-mail, mobile no, etc. should be given without fail.

(g) Please do not send any reply by the member or through any advocate without the permission of PP Scheme Secretary otherwise the member will lose the coverage under PP Scheme.

4. If the case does not fall within the Scheme, a DD for Rs. 2000/- in favour of P P Scheme of IMA, Kerala State payable at ‘Thrissur’; for drafting reply for advocate Notice and Rs. 2500/- for drafting a detailed reply to complaint in court (for IMA doctors who are non-members of PP Scheme), Rs. 3000/- for doctors who are non-IMA and non-PP Scheme members and Rs. 3500/- for institutions and out of State cases.

Address for communications: Dr. Jain Chimmen, Hon.Secretary,PP scheme of IMA KSB, Daya General Hospital, Shornur Road, Thrissur – 680022, Tel: 0487-2325920 (H), Mob: 9447002530, E-mail: jchimmen@gmail.com.

Application Form PDF

NATIONAL PROFESSIONAL PROTECTION SCHEME
AIMS AND OBJECTIVES

Objectives:

To protect the members and help them in case of harassment, litigation etc. which may arise during the process of their professional practice.

To provide legal aid to the members of the Scheme.

Eligibility

Only Life Members of the Indian Medical Association are eligible to become the members of the Scheme.

Jurisdiction

Any claim arising within the jurisdiction of Republic of India alone will be entertained by the Scheme.

Membership Fee

Membership fee for the first year shall be Rs. 3000/-. Any cause of action from the date of realization of the membership fee for one full Calendar year will be taken up by the Scheme.

Objectives:

To protect the members and help them in case of harassment, litigation etc. which may arise during the process of their professional practice.

To provide legal aid to the members of the Scheme.

Eligibility

Only Life Members of the Indian Medical Association are eligible to become the members of the Scheme.

Jurisdiction

Any claim arising within the jurisdiction of Republic of India alone will be entertained by the Scheme.

Membership Fee

Membership fee for the first year shall be Rs. 3000/-. Any cause of action from the date of realization of the membership fee for one full Calendar year will be taken up by the Scheme.

Year Payement
Ist Year 3000/-
2nd Year 2900/-
3rd Year 2800/-
4th Year 2700/-
5th Year 2600/-
6th Year 2500/-

(Payment as DD in favour of National PP Scheme of IMA, payable at Thiruvananthapuram).

Member’s right

The scheme will contest civil, criminal, consumer or similar cases arising out of a member’s medical practice upto the level as decided by the managing committee. Litigations arising out of other actions of the members including the administration will not be dealt with by the Scheme.

Application forms

Available with local branch Presidents and Secretaries.

Unique features of the Scheme

-Help of IMA friends at the time of need.

-Litigations fought up to the Supreme Court.

-Help of Scheme Office bearers at every stage.

-Vast Data Bank regarding Medico legal cases

Hon. Secretary : Dr. S. Alex Franklin, ‘Thudacottil’, Dr. Pai Road, Poojappura, Thiruvananthapuram-695 012.

 

Application Form PDF

IMA KERALA HEALTH SCHEME (IMA KHS)

SECRETARY : DR GOPIKUMAR P

OFFICE : 3A LISSIEUX, OLARIKKARA

PULLAZHI P O TRISSUR- 680012

PHONE : 0487 2367000, 9539332426

A/C NO : 31520936887
STATE BANK OF INDIA
OLARIKKARA
IFSC CODE : SBIN00100658

AIMS AND OBJECTS OF THE SCHEME

IMAKHS

To provide financial assistance to the members and his/her spouse, children and parents on the unfortunate events of hospitalization for diagnosis, management of the following diseases.

• Coronary Heart Disease : Angioplasty, by-pass surgery & valvular heart diseases surgery.

• Kidney failure : Hemodialysis, Renal Transplant

• All malignant Diseases.

• Management of brain Tumors

• Joint Replacement: Surgery for knee and hip joints and major surgeries.

• Spinal Stenosis and disc surgery

• Cerebrovascular accidents.

• Road Traffic accident and other accidents.

• Other major illnesses requiring Hospitalisation approved by the scrutinizing committee.

BENEFICIARIES

IMAKHS

Benefits of the Scheme shall be available only to the member and his/her spouse, children and parents, if the member has paid the membership subscriptions of his/her spouse, children and parents. In the event of death of the member, the spouse, children and parents, if desires can continue as a beneficiary member of the scheme provided the member was a Life Member of IMA.However such a beneficiary member shall not have any right to attend or vote in the general body meeting of scheme and shall not have any right to vote or contest for any post.

ELIGIBILITY OF THE MEMBERS

IMAKHS

• Up to 30th November 2006 (First six months) any member of IMA of any age is eligible to become a member of scheme. He/she is considered as Founder Member.

• After 30.11.2006 any member of IMA up to the age of 80 years at the time of joining is eligible to become member of the scheme.

• The age will be calculated on the date of receipt of draft/cheque subject to its encashment.

ADMISSION FEES

IMAKHS

For member :

AGE AMOUNT
Below age of 35 yrs 750/-
Below age of 45 yrs, But above 35 years 1,250/-
Below age of 55 yrs,But above 45 years 1,750/-
Below age of 60 yrs but above 55 years 5,000/-
Below age of 65 yrs but above 60 years 6,000/-
Below age of 70 yrs but above 65 years 7,000/-
Below age of 75 yrs but above 70 years 8,000/-
Below age of 80 yrs but above 75 years 10,000/-

ADVANCE FINANCIAL ASSISTANCE CONTRIBUTION (AFAC)

IMAKHS

Every member/spouse member who have joined below 55 years shall have to pay initially and yearly Rs. 2600/- as advance financial assistance contribution along with the admission fees and annual membership fees of Rs.100/-. Every child member shall have to pay initially Rs. 2100 as advance financial assistance contribution.

• Members below 60 years but above 55 years, who join the scheme above the age of 55 years, shall contribute AFAC of Rs. 5000/- per year

• Members below 65 years but above 60 years, who join the scheme above the age of 55 years, shall contribute AFAC of Rs. 7000/- per year.

• Members below 70 years but above 65 years, who join the scheme above the age of 55 years, shall contribute AFAC of Rs. 8000/- per year.

• Members below 80 years but above 70 years, who join the scheme above the age of 55 years, shall contribute AFAC of Rs.10000/- per year.

ANNUAL MEMBER SUBSCRIPTION

IMAKHS

Every member/beneficiary member of the Scheme shall pay Rs.100/- each as annual membership subscription Member shall submit their application in the prescribed application form along with their admission fees, membership fees and advance financial assistance contribution drawn in favour of “IMA Kerala Health Scheme” by A/c. payee draft or local cheque payable at Head Office at Secretary’s office place with endorsement by Local Branch Secretary. No cash or money order will be accepted.

BENEFITS OF THE SCHEME

IMAKHS

• This scheme is intended to be helpful to members to meet the heavy expenses for the management of serious illness.

Coronary Heart Disease: By-pass surgery and angioplasty required for the treatment of coronary heart disease and valvular heart disease surgery will be covered under the scheme. Upper limit will be Rs. 2 Lakhs.

Kidney Failure:Regular haemodialysis or renal transplant required in the management of chronic irreversible failure of both the kidneys will be covered under the scheme. Upper limit will be Rs.2 Lakhs.

Cancer:Surgical, Radiotherapy and Chemotherapy required for the treatment of all cancers will be covered under the scheme. Upper limit will be Rs. 2 Lakhs.

Management of Brain Tumors: Surgical, Radiotherapy and Chemotherapy required for the treatment of brain tumors will be covered under the scheme. Upper limit will be Rs.2 Lakhs.

Major Surgeries: Surgery for knee and hip joints. Spinal Stenosis and disc surgery, or other major surgeries will be covered by the scheme with an upper limit of Rs. 100000/-

• Any serious diseases requiring hospitalisation, will be covered with an upper limit of Rs.40000/- Diagnosis and Treatment costing less than Rs.5000/- will not be covered under this scheme.

• Members have to submit original papers as well as attested photo copy of Treatment certificates (Discharge summaries), Break up of Bills (Professional charges, Medicines, investigations) and other documents upon which a claim is based with in 60 days of discharge from the Hospital. The member shall also give additional information and assistance as the scheme may require in dealing with any claim. If a claim be in any manner fraudulent or supported by any fraudulent means of device (whether by a member or any other person acting on his/her behalf), the scheme shall not be liable to make any payment. Original bills and papers will be given back to member after verification.

• Permissible reimbursement will be disbursed/discharges within 3 months from the submission of the original papers, bills and other documents upon which the claim is based. After verifying all the facts as prescribed by the managing committee, all payments shall be made by A/c. payee check/bank draft / Net banking only. Managing Committee will have discretion to pass/reject payment of bills in case, where they are not satisfied about the genuineness of the bills.

• Members will be given reimbursement of 75% of total amount of the bill not exceding the sum limited to each disease..

• A member will get a maximum of benefit of Rs. 2 Lakhs in one year.Private Hospitals have to apply for being included in the list of recognized institutions. The managing committee is empowered to add or alter or delete the name on the list of Institutes for management. It shall be communicated to all the members in advance. Members are requested to inform about the name of Institution for recognition.

• No advance payment will be made to the member/beneficiary member.

• The managing Committee of the Scheme shall be empowered to decide about the claims of the above diseases. State Working Committee shall be the Appellate body . No disputes can be challenged in any court of Law.

• i) 1. Founder member will have the benefit of the scheme only after completion of 6 months of joining of the scheme. For all other members of the scheme they will get benefit only after completion of 1 year of joining the scheme, except for those who join after completion of 60 years of age.
ii) The members who join after completion of 60 years of age will get benefit only after completion of 2 year of joining the scheme.

• Charges of engaging a special nurse or attendant will not be reimbursed.

• Expense incurred on travel or ambulance will not be reimbursed.

• Food, laundry and telephone bills will not be allowed.

 

Application Form 

NATIONAL SOCIAL SECURITY SCHEME

http://www.imansss.org

AIM

IMA NSSS

The schemes purely designed on brotherhood fraternity basis, and try to help the family member (Nominee) of the member on the event of death of IMA NSSS member.

BENEFITS

IMA NSSS

On event of death ( by any cause ), rest of the members contribute a token share of Rs. 50-00, from which Rs. 40-00 is passed on to the nominee. After 25 years of continuous membership, the member has not to contribute the same and the Fraternity Contribution (F.C.) will be paid to the nominee by the scheme. BENEFIT FOR MEMBERS ENROLLED AFTER 19/07/2002 : For members enrolled after 19/07/2002, benefit of Fraternity Contribution of the scheme liable after completion of one year of membership of I.M.A. N.S.S.S. However nominee of member be entitled for such benefits if death of member occurs in accident event within one year of joining the scheme.

ELIGIBILITY

IMA NSSS

Any life member of I.M.A., up to age of 60 years residing in India is eligible to become a member of this scheme but members above the age of 40 years and below the age of 60 years, must be life member of IMA atleast for 3 years on the day of joining the scheme. At present we have 17,107 members enrolled and paid ? 11,06,340 to the last deceased member’s nominee.

MEMBERSHIP FORM

IMA NSSS

https://www.imansss.org/pdf/application-form.pdf

TERMS AND CONDITIONS

IMA NSSS

• Online renewal has to be submitted between 1st April 2010 to 15th May 2010.

• In case of the rejection of card payment, member will be charged penalty at the time of renewal / notice.

• Online transactions confirmationreceipt has to maintain by every member for alteast 18months from the date of transaction to avoid renewal queries in future.

• Payments will be accepted by only VISA / MASTER / MAESTERO credit & debit cards.
Note : American Express (AMEX) cards and dinuruss card will not be accepted.

• 2.5% on DFC amount will be charged extra for online transaction.

1. You may not download, can’t display or can’t print information from this Site for personal use.

2. You must retain and reproduce each and every copyright notice or other proprietary rights notice contained in any Information you download. You may not, however, distribute, modify, transmit, reuse, repost, or use the content of the Site for public or commercial purposes, including the text, images, graphics, audio, and video without written permission of IMA NSSS.
You should assume that everything you see or read on this Site is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or in the text on the Site without the written permission of IMA NSSS.
IMA NSSS neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with IMA NSSS.

3. With the exception of the foregoing limited authorisation, no license to or right in any copyright of IMA NSSS or of any other party is granted or conferred to you.

4. IMA NSSS site may contain or reference trademarks, patents, proprietary information, technologies, products, processes or other proprietary rights of IMA NSSS and/or other parties. No license to or right in any such trademarks, patents, trade secrets, technologies, products, processes and other proprietary rights of IMA NSSS and/or other parties is granted to or conferred upon you.

5. While IMA NSSS uses reasonable efforts to include accurate and up to date information in the Site, IMA NSSS makes no warranties or representations with respect to the content of the Site, which is provided "as is". IMA NSSS accepts no responsibility or liability whatsoever arising from or in any way connected with the use of this Site or its content. In particular, IMA NSSS will not be liable for the accuracy, completeness, adequacy, timeliness, or comprehensiveness of the information contained on the Site. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
IMA NSSS also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site. IMA NSSS reserves the right to interrupt or discontinue any or all of the functionality of its Site. IMA NSSS who is controlling this Site accepts no responsibility or liability whatsoever for any interruption or discontinuance of any or all functionality of its Site, whether the result of actions or omissions of an entity of IMA NSSS or a third party.

6. Any communication or material you transmit to the Site by electronic mail or otherwise, including any data, questions, feedback, ideas, queries, comments, suggestions or the like is, and will be treated as, non-confidential and non-proprietary. Anything you transmit or post becomes the property of IMA NSSS or its affiliates and may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, IMA NSSS is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.

7. The Information may contain technical inaccuracies or typographical errors. IMA NSSS reserves the right to make changes, corrections and/or improvements to the Information, and to the products and programmes described in such information, at any time without notice.

8. The IMA NSSS site contains information on its products and services, not all of which are available in every location. A reference to a IMA NSSS product or service on the Site does not imply that such product or service is or will be available in your location.

9. Because IMA NSSS has no control over and does not endorse any of the sites to which the Site is linked and because IMA NSSS has not reviewed any or all of the sites to which the Site is linked, you acknowledge that IMA NSSS is not responsible for the content of any off-Site pages or any other sites linked to the Site. Your linking to the Site, off-Site pages or other sites is at your own risk and without the permission of IMA NSSS.

10. Although IMA NSSS may from time to time monitor or review postings, transmissions, bulletin boards, and the like on the Site, IMA NSSS is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. IMA NSSS will fully cooperate with any law enforcement authorities or court order requesting or directing IMA NSSS to disclose the identity of anyone posting any such information or materials.

11. IMA NSSS may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.

12. Framing of this Site by sites or site elements of parties not part of the IMA NSSS is not permitted. In-line linking or any other manner of incorporating parts of this Site in sites of parties not part of IMA NSSS is equally prohibited.

 

Application PDF

 

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